Wells Fargo Advisors

This article was written by Wells Fargo Advisors, St. Louis, and provided courtesy of Kristopher Venne, chartered retirement planning counselor of the Bombard Cavanaugh Financial Group in Syracuse, N.Y., at 800-448-5773.Wells Fargo Advisors does not provide legal or tax advice. Be sure to consult with your tax and legal advisors before taking any action that could have tax consequences. Investments in securities and insurance products are not FDIC-insured/not bank-guaranteed/may lose value. Wells Fargo Advisors LLC, Member SIPC, is a registered broker-dealer and a separate non-bank affiliate of Wells Fargo & Co.